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Every one of us is part of a series of social circles; they may involve your friends, your family, your church or synagogue, as well as your community. Often overlooked are the circles that offer services and expertise that support your security and personal well-being. Think of them as your Physicians, Lawyer, Accountants, and your Financial Planner - those that help guide you toward your current and future goals.

We at Hannes Financial Services offer a unique approach to Financial Services which is centered around YOU with a focus on growth, management and preservation. We are interested in your unique situation and are committed to participate in your plan today and in the future. Make us part of your circle!

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What Is an Annuity?

Annuities are versatile tools that can help you save for retirement and generate income in retirement.

Retiree Health Care Coverage Overseas

Retirees traveling abroad need to know that their health insurance travels with them.

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1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.

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Ascertaining the value of your business is important for a variety of reasons.

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Read this overview to learn how financial advisors are compensated.

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Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.

What Is My Life Expectancy?

Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.

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Estimate how much income may be needed at retirement to maintain your standard of living.

Historical Inflation

This calculator shows how inflation over the years has impacted purchasing power.

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Estimate how long your retirement savings may last using various monthly cash flow rates.

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This calculator can help you estimate how much you may need to save for retirement.

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Long-Term-Care Protection Strategies

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Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

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From Boats to Brokers

From the Dutch East India Company to Wall Street, the stock market has a long and storied history.

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Even low inflation rates can pose a threat to investment returns.

Should You Tap Retirement Savings to Fund College?

There are three things to consider before dipping into retirement savings to pay for college.

Retirement Redefined

Around the country, attitudes about retirement are shifting.

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Should You Invest in Exchange Traded Funds?

There are hundreds of ETFs available. Should you invest in them?

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